Budgeting Tip: Equalizing your Monthly Utility Payments

The Monthly Budget (A.K.A., your Financial Blueprint)

We help our clients how to get out of debt and succeed with money. We feel it’s an important part of helping clients through the Utah divorce.

And the first step to getting your financial house in order to get out of debt is by creating a monthly budget.

Think of a monthly budget as your get-out-of-debt blueprint. If you don’t follow a blueprint when you’re building a house, you won’t know what the finished product will look like.

Same concept here: if you don’t have a basic money blueprint (monthly budget), you won’t know what your financial house will look like in the end.

Equalizing your Monthly Utility Payments

One of the keys to a successful budget is equalizing your payments from month to month.

What I mean is you want your payments on certain things (e.g., groceries, gas for the car, clothes) to be the same every month.

If things are the same, it’s much easier to budget. For example, if your food budget for the month fluctuates between $300 and $700, then you’ll have a difficult time budgeting correctly, not only for that thing, but for all the other things you have to budget. It’s much easier to set food at $450 per month and leave it there.

Now, you can’t always equalize monthly payments, but when you can, you should.

One of the easiest things to equalize is your utility bills.

Utility companies have programs that allow you to choose an equal monthly payment throughout the year. So, while your electric bill used to be high in June and July (when you use the AC) and December and January (when you don’t), you can equalize it across the months.

All you have to do is call your utility companies and ask to be put on the “equal payment plan” (that’s what Rocky Mountain Power calls it). It only take a couple minutes to switch over.

Once you’re on, you’ll know exactly what your monthly payment will be for the rest of the year, and your budgeting will be that much easier.

Protect Your Money And Your Family

We remove fear associated with divorce, protect your money & maximize time with your kids!

We're here to help. Let's determine your best options.

Call Us 24//7 at 801-685-9999 to Speak with a Live Representative

Utah Divorce FAQs
Top 100 Divorce Blog
What Clients Are Saying…
Brown Family Law
Excellent
4.9
Based on 803 reviews
Overall from start to finish the best experience to have dealing with a time that is difficult.Andrew Christensen is very professional and out going to make this situation the best it could be and worked hard to make sure the divorce was fair for me.Over all, this firm really cares and treats you as a family or friend and just not a client, down to Marco Brown taking time to see how I was doing and offer to help in any way possible during my divorce while I was there for my first initial meeting.I would highly recommend anyone that has to go through a divorce to really reach out to the Brown Family Law firm and see for your self the experience I was able to receive from a top notch law firm.
Response from the owner: Devin, thank you for the kind words. Andrew appreciated the opportunity to help you with your situation.
Sophie was very helpful and explains the process and fees. Thank you!
Response from the owner: Corey, thank you for the kind words. Glad we could help.
My attorney Amy Pomeroy and assistant Melanie and Dani are awesome! It’s an easy case but due to the opposite party was failed to respond, the process went much longer than we expect. During the process Amy gets the necessary job done as quick as she can. The assistants made the most documentation jobs done in a reasonable time. I will get phone call or message to communicate for the status, what’s the next step, what should I expect. In the end, it’s a huge win. So I definitely recommend Brown Family Law. They are professional and handle the case very well.
Response from the owner: Yue, thank you for the kind words. Glad Amy was able to help you so well.
Dani always kept me updated and has great communication skills.
Response from the owner: Thank you, Sofia.
Dani was extremely helpful and always responsive.
Response from the owner: Glad Dani did well for you.
My experience with Brown Family Law is a positive one. I highly recommend them. This firm has very good communication with their clients. Attorney Paul Waldron represents me and I’m very happy with the experience. My questions and concerns are always answered quickly and respectfully. I’m grateful to have Mr. Waldron and Brown Family Law in my corner during this difficult time for my family.
Response from the owner: Jodie, glad we were able to communicate with you so effectively and quickly. Thank you for your kind words.
I recently used Clay in a divorce case and could not have been happier. He was efficient, knowledgeable, and made me feel like I was his only client. The process was easy and he was always there to reassure me or help me with decisions. I would highly recommend Brown Family Law.
Response from the owner: Thank you, Mendi.
Dani excelled as a paralegal, providing crucial support with exceptional skills!
Response from the owner: Glad Dani did such a good job for you.
Thank you So much
Response from the owner: You're welcome. Thank you for choosing us to help you.
I highly recommend Nathaniel and his team. They listened to me, navigated me, educated me, and always called when they said they would. Going through a divorce was very hard but they helped me get through it and showed compassion the whole time.
Response from the owner: Amy, thank you for your recommendation, and glad we could help you through your divorce.
js_loader

Categories