Budgeting Tip: Equalizing your Monthly Utility Payments

The Monthly Budget (A.K.A., your Financial Blueprint)

We help our clients how to get out of debt and succeed with money. We feel it’s an important part of helping clients through the Utah divorce.

And the first step to getting your financial house in order to get out of debt is by creating a monthly budget.

Think of a monthly budget as your get-out-of-debt blueprint. If you don’t follow a blueprint when you’re building a house, you won’t know what the finished product will look like.

Same concept here: if you don’t have a basic money blueprint (monthly budget), you won’t know what your financial house will look like in the end.

Equalizing your Monthly Utility Payments

One of the keys to a successful budget is equalizing your payments from month to month.

What I mean is you want your payments on certain things (e.g., groceries, gas for the car, clothes) to be the same every month.

If things are the same, it’s much easier to budget. For example, if your food budget for the month fluctuates between $300 and $700, then you’ll have a difficult time budgeting correctly, not only for that thing, but for all the other things you have to budget. It’s much easier to set food at $450 per month and leave it there.

Now, you can’t always equalize monthly payments, but when you can, you should.

One of the easiest things to equalize is your utility bills.

Utility companies have programs that allow you to choose an equal monthly payment throughout the year. So, while your electric bill used to be high in June and July (when you use the AC) and December and January (when you don’t), you can equalize it across the months.

All you have to do is call your utility companies and ask to be put on the “equal payment plan” (that’s what Rocky Mountain Power calls it). It only take a couple minutes to switch over.

Once you’re on, you’ll know exactly what your monthly payment will be for the rest of the year, and your budgeting will be that much easier.

Protect Your Money And Your Family

We remove fear associated with divorce, protect your money & maximize time with your kids!

We're here to help. Let's determine your best options.

Call Us 24//7 at 801-685-9999 to Speak with a Live Representative

Utah Divorce FAQs
Top 100 Divorce Blog
What Clients Are Saying…
BrownLaw icon
Excellent
Brown Family Law
Based on 1013 reviews
Worked with Nick and Carren they did an awesome job with a difficult situation. The whole Brown law team was excellent to work with. I would highly recommend them to anyone that needs thier services. Thank you Nick and Carren also the rest of the team. On a side note everyone i delt with was very friendly! Thank you again!
Clay is the best
Clay was fantastic. I really appreciated his professionalism and knowledge. I would absolutely recommend him to anyone needing his services.
Helped me with everything, supported me in all my decisions! Communication is top notch! Never worked with a lawyer who was so easy to get a hold of! They are the best!
Daniel is a wizard. He’s incredibly knowledgeable and has a real gift for walking you through stressful situations with clarity and calm. He makes the process feel easy when it could otherwise be overwhelming. Highly recommend working with him!
⭐️⭐️⭐️⭐️⭐️

Navigating a divorce is never easy, and I am so grateful to have had the support of attorney Nathaniel Garrabrandt and paralegal Carren Leavitt. From start to finish, they were responsive, professional, and compassionate. I really appreciated the weekly check-in Every phone call and email was answered promptly. There were moments when I needed immediate help with custody issues and protection—Nathaniel handled those situations with calm expertise and gave me the reassurance I needed during such a stressful and uncertain time.

Divorce can feel overwhelming, but having strong legal guidance made all the difference. Nathaniel and Carren provided not only the legal knowledge but also the steady support that helped me feel protected and confident moving forward. I couldn’t recommend Briwn Family Law more highly to anyone needing a reliable and caring legal team!
David Handy and his team were fantastic in helping me navigate custody time with my daughter. He gave the me reassurance and encouragement I needed with each step and I couldn't be more grateful to him! Thanks David! And to his team Candace & Brooklyn for being very helpful in keeping constant communication open. I enjoyed working with everyone!
I had a great experience. Amazing guidance and direction to best help me and my situation.
This has honestly been a first-class experience! I've gotten to work with many attorneys throughout my life and none have been as attentive as, Clay Randle has been.
Daniel and Carren were great to work with. They took time to help me understand the process and get through a difficult time. When I had questions they were quick to respond and really listened to my concerns.
yH5BAEAAAAALAAAAAABAAEAAAIBRAA7

Categories