For Which Kinds of Insurance do Parents Share Costs when they Divorce?

In Utah, when parents divorce, they almost always share insurance costs for their kids.

These insurance costs are on top of child support that’s paid. This means someone pays child support, and then pays insurance premiums and out-of-pocket costs.

As we all know in this day, there are more types of insurance than there are stars in the sky.

So, which types of insurance do parents share costs when they divorce?

As with so many things in the law, the answers is, “It depends,” but here are the most common types:

  1. Health insurance.

We also call this medical insurance. It’s what you have through your work or school. There’s no getting around covering your child after divorce. It’s required in the law.

  1. Dental insurance.

Dental insurance might be a waste of money (the numbers don’t really work out well when you start delving in to them), but divorced parents almost always share dental insurance costs for their kids. Dental insurance isn’t quite as universally shared as health insurance, but almost.

  1. Vision insurance.

Vision insurance is significantly less often shared, but it’s still shared pretty often. Thankfully, vision insurance is inexpensive, and you almost never incur costs except for glasses and contacts.

  1. Psychological insurance.

Honestly, almost no one has a separate insurance for psychological services. It’s almost always covered in a person’s health insurance. The reason I put it here as a separate insurance is to let you know you’ll likely share costs for therapy and other psychological services for your kids.

Can Parents Share Other Insurance Costs?

The list above is not an exhaustive one. Parents can share whatever type of insurance they want.

For example, if they want life insurance on their kids, they can share it.

That said, I have never seen a court order parents to share any type of insurance other than the four listed above.

How Are Costs Shared?

How are the costs shared between parents for these different types of insurances?

Almost always a straight 50/50 split.

The child’s portion of premiums are 50/50, and out-of-pocket are 50/50.

One person almost always fronts out-of-pocket costs (e.g., co-pays, medicine costs, etc.), send the receipt to the other parent, and then is reimbursed in thirty days.

Protect Your Money And Your Family

We remove fear associated with divorce, protect your money & maximize time with your kids!

We're here to help. Let's determine your best options.

Call Us 24//7 at 801-685-9999 to Speak with a Live Representative

Utah Divorce FAQs
Top 100 Divorce Blog
What Clients Are Saying…
BrownLaw icon
Excellent
Brown Family Law
Based on 949 reviews
Russell Yauney was my attorney at Brown Family Law. Throughout the process, Russell and his paralegal Conor, were extremely helpful and patient. They were highly responsive, thorough, and most importantly: did not make me feel insignificant or embarrassed for asking clarifying questions. Russell made himself available and whenever he wasn't, Conor was. The Friday Phone Calls were reliable and I knew I could expect an update each week. The firm's texting abilities also made it easy to send a quick question/concern if I ever needed it. Russell was a fantastic attorney and guide to have throughout my situation. I highly recommend this firm.
This law firm went above and beyond for me and my case. I would highly recommend them to anyone needing a good lawyer for custody issues.
Response from the owner:Thank you, Denney. So glad we could help.
Carren is absolutely amazing! Made things easy and always was helpful explaining.
Shout out to Carlos! Very nice, and knows the value of good legal representation.
Jennifer and Dani did a wonderful job handling my case. The communication and accessibility were top notch.
Brown Family Law is very professional. They use their phenomenal expertise to manage every case with care. I would highly recommend them.
Response from the owner:Thank you, Kim. Glad we could help.
Very thorough and on top of dates and timing for various documents.
My attorney Andrew Christensen was great! He was very helpful while being realistic and upfront with me at the initial consultation. He did a great job of guiding me and answering any questions I had throughout the whole process. My paralegal Carren Leavitt was also very helpful. I appreciated her weekly check-ins, for the aid she provided, and the questions answered.
Clay Randle provided exceptional support and counsel. He was patient, knowledgeable, and thoughtfully addressed my many questions and concerns. Thank you very much!
Paul and Dani were incredibly communicative, educational, willing to work with our unique circumstances, and took the whole process from complicated and overwhelming to simple. Highly recommend!!
yH5BAEAAAAALAAAAAABAAEAAAIBRAA7

Categories